Your Local Lending Team

Your Local Lending Team

Your Local Lending Team

We Care,
We Communicate,
We Close!

We Care,
We Communicate,
We Close!

Work With A Lender Who Cares

At Nation One, we understand that the mortgage process can be complex and daunting. As a local mortgage lender, we take pride in living by our slogan, “We Care, We Communicate, We Close.”

Our unwavering dedication to you means we continually adapt and evolve in this ever-changing industry. With numerous loan options and countless client situations, we promise to always be learning and exploring innovative approaches to assist you in achieving your homeownership dreams.

Nation One is committed to being the most trusted mortgage lender by simplifying the mortgage process and guiding you every step of the way.

We Bring People Home

With over 20 years of experience working first hand with families and their home financing needs, it is our goal to simplify the process and help make the road to closing as smooth as possible. We strive to provide every client with open communication and complete transparency.

Where most lenders may make a quick decision off the initial application process, we take a different, hands on approach. We work with clients for the long term and help make their goals of owning a home a reality regardless of what that may look like upon the initial call. Whether it’s closing in less than 30 days or coordinating a new construction purchase, we have the knowledge to make it a pleasant and positive experience.

A 5 Star Lending Experience

Check out what some of our customers have to say about their Nation One experience!

Dru Hunter Vives
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Dru Hunter Vives
November 25, 2024

My husband and I had a great experience working with Jacob Poore. He was knowledgeable, professional and very helpful every step of the way. Look forward to doing business with Nation One again and will recommend to family and friends. Thank you to the entire staff who helped also with getting us approved for our newly built home. Jacob your're the best!

Crystal Jenkins
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Crystal Jenkins
November 18, 2024

My agent was Phil & his team did a phenomenal job on closing on my new home for a first time buyer ! Excellent customer service and very knowledgeable & responsive . I will definitely recommend to friends and family also Phil you have gain a loyal customer! It was pleasure working with you and your team you guys Rock 🤘

Rob Everidge
google
Rob Everidge
November 18, 2024

Nation dud a great job and took care of me. Jacob Poore was amazing to work with and really knows what he is doing, I look forward to working with him again.

We Care, We Communicate, We Close.

Ask anyone on our team & they’ll tell you that the difference at Nation One is the 3 C’s.

We Care, We Communicate, We Close.

Ask anyone on our team & they’ll tell you that the difference at Nation One is the 3 C’s.

Media Highlights

Check out Nation One in the News!

Measure By Measure

A NY football fan, Al Pacino acolyte, or sucker for redemption-driven story arcs would recognize the rallying cry of 1999’s Oliver Stone-directed film, “Any Given Sunday.” The crux of a fist-pumping, foot-stomping, helmet-smashing half-time [...]

Follow Us!

Check out our recent posts, and follow Nation One on Instagram!

Hear Phil Crescenzo, VP of Nation One’s Southeast Division, break down the relationship between income and purchasing power, offering a real-world scenario to illustrate how this applies to your home-buying journey.

Let us help create your ideal homeownership experience! Link in bio.

#realestate #mortgagelender #homeownership #homeowner #mortgages #housingmarket #mortgagelender
According to @BusinessInsider, the real estate market has shown some positive signs, raising the question of whether rates will drop further this year.

Regarding refinancing, Phil Crescenzo, Vice President of Nation One’s Southeast Division, says it may be worth waiting to see how things unfold in 2025. 

What are your market rate predictions for the new year?

#realestate #mortgagelender #homeownership #homeowner #mortgages #housingmarket #mortgagelender
Phil Crescenzo, VP of Nation One’s Southeast Division, reminds us of the importance of talking to your lender first! 💬🏡

This step helps you tackle any potential challenges early on, so you can avoid surprises and focus on finding your dream home with confidence.

Ready to start your homeownership journey? Team C is here to help—visit the link in our bio! 🔗 

#realestate #mortgagelender #homeownership #homeowner #mortgages #housingmarket #mortgagelender
APR (Annual Percentage Rate) is the true cost of your mortgage over a year, including interest and fees. It’s higher than the basic rate you see advertised because it factors in points and other credit costs. Knowing the APR helps you compare loans so you can find the best fit for your budget. 🏡💡

Ready to learn more about APR and our mortgage options? Visit our website for more insights into the homebuying process.

#realestate #mortgagelender #homeownership #homeowner #mortgages #housingmarket #APR
How much debt is too much? 🤔

Phil Crescenzo, VP of Nation One’s Southeast Division, breaks it down: it comes down to your monthly payments and payment history. If your income can support it, there’s no such thing as too much debt. But if it’s affecting your loan approval, we’ll help you assess and restructure it to make things more manageable.

Have questions for our team? Drop them in the comments below 👇

#realestate #mortgagelender #homeownership #homeowner #mortgages #housingmarket #debt #homebuyingtips
A key difference between today’s real estate market and 2008 is the introduction of regulations that address the vulnerabilities and questionable practices that led to the 2008 collapse.

Phil Crescenzo, VP of Nation One's Southeast Division, shared with @ScotsmanGuide some important insights for consumers navigating the current market. For first-time buyers or those looking to move, waiting for a significant drop in interest rates or home prices may not be the best strategy. While rates could decline in the future, dramatic changes in rates or prices are unlikely in the near term.

Thanks to these regulations, today’s market is more stable and secure than it was in 2008. Learn more from Phil through the link in our bio.

#realestate #mortgagelender #homeownership #homeowner #mortgagerates #housingmarket
Wondering when to refinance? Here’s what to consider:

Refinancing may be a smart move if current mortgage rates are 1-2% lower than your existing rate. Even a slight decrease in interest can significantly reduce your monthly payments, saving you money over time. Your lender can help you explore your options and see what works best for your situation.

Explore the benefits of a refinance on our FAQ page.

#realestate #mortgagelender #homeownership #homeowner #mortgagerates #refinance
We’re thrilled to have helped Jessie achieve his homeownership dream, guiding him every step of the way through the VA home loan process. His trust in us speaks to our dedication to making home buying smooth and rewarding.

At Nation One, we’re committed to building a supportive, empowering experience for every client. Whether you're buying, selling, or purchasing your first home, our team is here to provide expert guidance from start to finish.

Ready to start your own journey? Contact us today!

#realestate #mortgagelender #homeownership #homeowner #mortgagerates #veteran
There’s talk about a possible decrease in mortgage rates next year, and we’re optimistic about what 2025 holds for the housing market.

Phil Crescenzo, VP of Nation One’s Southeast Division, highlights that even a small rate reduction could boost momentum and make homeownership more accessible for more buyers.

What are your thoughts on the housing market in 2025? We’d love to hear your predictions!

#realestate #mortgagelender #homeownership #homeowner #mortgagerates
Phil Crescenzo, VP of Nation One’s Southeast Division, puts it simply: cash is NOT king!

What truly matters is proper documentation. 📄 Ensuring all your records are in order allows mortgage lenders to easily track the source of funds and other key details, making the process smoother and more efficient.

#realestate #mortgagelender #homeownership #homeowner #mortgagerates
As a local mortgage lender, we are committed to Care, Communicate, and Close. 

Our dedication to you drives us to stay adaptable in this ever-evolving industry. With many loan options and diverse client needs, we are here to help you achieve your homeownership goals. 

At Nation One, we strive to be the most trusted mortgage lender by simplifying the process and guiding you through every step of the journey. 

#realestate #mortgagelender #homeownership #homeowner #mortgagerates
We proudly honor Veterans daily by offering specialized loan options to support them on their homebuying journey. 

The VA Loan at Nation One provides Veterans with a federally guaranteed home loan that requires no down payment. This program was designed to provide housing and assistance for veterans and their families. 

Learn more about our VA loans through the link in our bio.

#realestate #mortgagelender #homeownership #homeowner #mortgagerates #veterans #veteransday
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