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Work With A Lender Who Cares
At Nation One, we understand that the mortgage process can be complex and daunting. As a local mortgage lender, we take pride in living by our slogan, “We Care, We Communicate, We Close.”
Our unwavering dedication to you means we continually adapt and evolve in this ever-changing industry. With numerous loan options and countless client situations, we promise to always be learning and exploring innovative approaches to assist you in achieving your homeownership dreams.
Nation One is committed to being the most trusted mortgage lender by simplifying the mortgage process and guiding you every step of the way.
We Bring People Home
With over 20 years of experience working first hand with families and their home financing needs, it is our goal to simplify the process and help make the road to closing as smooth as possible. We strive to provide every client with open communication and complete transparency.
Where most lenders may make a quick decision off the initial application process, we take a different, hands on approach. We work with clients for the long term and help make their goals of owning a home a reality regardless of what that may look like upon the initial call. Whether it’s closing in less than 30 days or coordinating a new construction purchase, we have the knowledge to make it a pleasant and positive experience.

A 5 Star Lending Experience
Check out what some of our customers have to say about their Nation One experience!

I would like to thank the whole team C at Nation One for an outstanding job of helping me to be a home owner. Phil, james, brian, Amanda you guys rock

Nation One went above and beyond helping me and my family get our house!! They are prompt and kept up with the everything. My family and I are grateful and recommend Nation One Mortgage!! Huge shout out to Phil and his team for getting us in out home!

I recently worked with James and his team and I couldn’t be more impressed with the entire process! From start to finish, the team was incredibly professional, knowledgeable, and attentive to my needs. They took the time to explain each step of the mortgage process, answered all my questions, and provided support every step of the way. I felt confident in their expertise, and they made what could have been a stressful experience so much easier. The team was always prompt, friendly, and transparent, which made me feel secure in my decision. Thanks to Nation One Mortgage, I’m now in my dream home and couldn’t be happier. I highly recommend them to anyone looking for a trustworthy and dedicated mortgage provider!


We Care, We Communicate, We Close.
Ask anyone on our team & they’ll tell you that the difference at Nation One is the 3 C’s.


We Care, We Communicate, We Close.
Ask anyone on our team & they’ll tell you that the difference at Nation One is the 3 C’s.
Media Highlights
Check out Nation One in the News!
Measure By Measure
A NY football fan, Al Pacino acolyte, or sucker for redemption-driven story arcs would recognize the rallying cry of 1999’s Oliver Stone-directed film, “Any Given Sunday.” The crux of a fist-pumping, foot-stomping, helmet-smashing half-time [...]
EAH Programs: How an Employer Can Help You Buy a Home
"Now that housing costs have increased, it's creating other variables and other scenarios that were not as important when there was a 3% interest rate," says Phil Crescenzo Jr., division manager at Nation One Mortgage. [...]
‘I willed the house to my grandchildren’: I owe $100,000 over 30 years on my second mortgage. What happens to the balance when I die?
The bottom line: There will be enough time for your heirs to decide if they want to keep the property or sell it, says Phil Crescenzo Jr., vice president of the southeast division of Nation [...]

Want your mortgage application to stand out? 🏠 Our VP, Phil Crescenzo, recommends giving lenders...

At first glance, refinancing while mortgage rates are elevated might seem counterintuitive. But for many,...

Finance expert and bestselling author @therealsuzeorman advises caution when considering homeownership this year. While some...

Which mortgage is right for you? 🏠 Whether you’re considering a fixed-rate, adjustable ARM, interest-only,...

Helping Bob achieve homeownership was our pleasure! 🏡 We’re thrilled to hear about Bob’s experience...

In a recent @HousingWire feature, Phil Crescenzo shared how credit report costs at Nation One’s...

In a volatile homebuilding market, are new homes a better long-term investment? Phil Crescenzo, VP...

Hear Phil Crescenzo, VP of Nation One’s Southeast Division, break down the relationship between income...

According to @BusinessInsider, the real estate market has shown some positive signs, raising the question...

Phil Crescenzo, VP of Nation One’s Southeast Division, reminds us of the importance of talking...

A key difference between today’s real estate market and 2008 is the introduction of regulations...

We’re thrilled to have helped Jessie achieve his homeownership dream, guiding him every step of...

There’s talk about a possible decrease in mortgage rates next year, and we’re optimistic about...

We proudly honor Veterans daily by offering specialized loan options to support them on their...