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Explore Mortgage Options & Compare Rates, 100% Free!

Explore Mortgage Options & Compare Rates, 100% Free!

Get a personalized mortgage rate quote tailored to your unique situation — no cost, no commitment, and it only takes seconds!

Call Us Today at 843-277-0395

Work With A Lender Who Cares

At Nation One, we understand that the mortgage process can be complex and daunting. As a local mortgage lender, we take pride in living by our slogan, “We Care, We Communicate, We Close.”

Our unwavering dedication to you means we continually adapt and evolve in this ever-changing industry. With numerous loan options and countless client situations, we promise to always be learning and exploring innovative approaches to assist you in achieving your homeownership dreams.

Nation One is committed to being the most trusted mortgage lender by simplifying the mortgage process and guiding you every step of the way.

We Bring People Home

With over 20 years of experience working first hand with families and their home financing needs, it is our goal to simplify the process and help make the road to closing as smooth as possible. We strive to provide every client with open communication and complete transparency.

Where most lenders may make a quick decision off the initial application process, we take a different, hands on approach. We work with clients for the long term and help make their goals of owning a home a reality regardless of what that may look like upon the initial call. Whether it’s closing in less than 30 days or coordinating a new construction purchase, we have the knowledge to make it a pleasant and positive experience.

A 5 Star Lending Experience

Check out what some of our customers have to say about their Nation One experience!

Lavonia OROZCO
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Lavonia OROZCO
March 14, 2025

I would like to thank the whole team C at Nation One for an outstanding job of helping me to be a home owner. Phil, james, brian, Amanda you guys rock

Ariel Maxwell
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Ariel Maxwell
March 6, 2025

Nation One went above and beyond helping me and my family get our house!! They are prompt and kept up with the everything. My family and I are grateful and recommend Nation One Mortgage!! Huge shout out to Phil and his team for getting us in out home!

Demann Pewu
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Demann Pewu
February 26, 2025

I recently worked with James and his team and I couldn’t be more impressed with the entire process! From start to finish, the team was incredibly professional, knowledgeable, and attentive to my needs. They took the time to explain each step of the mortgage process, answered all my questions, and provided support every step of the way. I felt confident in their expertise, and they made what could have been a stressful experience so much easier. The team was always prompt, friendly, and transparent, which made me feel secure in my decision. Thanks to Nation One Mortgage, I’m now in my dream home and couldn’t be happier. I highly recommend them to anyone looking for a trustworthy and dedicated mortgage provider!

We Care, We Communicate, We Close.

Ask anyone on our team & they’ll tell you that the difference at Nation One is the 3 C’s.

We Care, We Communicate, We Close.

Ask anyone on our team & they’ll tell you that the difference at Nation One is the 3 C’s.

Media Highlights

Check out Nation One in the News!

Measure By Measure

A NY football fan, Al Pacino acolyte, or sucker for redemption-driven story arcs would recognize the rallying cry of 1999’s Oliver Stone-directed film, “Any Given Sunday.” The crux of a fist-pumping, foot-stomping, helmet-smashing half-time [...]

Follow Us!

Check out our recent posts, and follow Nation One on Instagram!

Want your mortgage application to stand out? 🏠

Our VP, Phil Crescenzo, recommends giving lenders the full picture by including all your assets—secondary jobs, investment accounts, and even those extra savings you might have overlooked. Being transparent can boost your chances of approval and set you up for long-term success.

Have you double-checked your application? Comment below, and a member of our team will reach out!

#realestate #mortgagelender #homeownership #homeowner #mortgages #housingmarket #nationone #mortgageapplication
Just closed on your home and seeing lower rates? Here’s what to know. ✍️ 

Refinancing immediately is not always simple. Different loan types have specific requirements, including mandatory payment periods, before refinancing is an option.

Curious if you qualify? Visit our website to learn more. 

#realestate #mortgagelender #homeownership #homeowner #mortgages #housingmarket #refinancing
At first glance, refinancing while mortgage rates are elevated might seem counterintuitive. But for many, it makes financial sense.

Our VP, Phil Crescenzo, explained to @Investopedia that with home values steadily rising across the U.S., many homeowners are turning to refinance to get value out of their homes. 

Is refinancing is the right move for you? Read the full article to learn more—link in bio.

#realestate #mortgagelender #homeownership #homeowner #mortgages #housingmarket #refinancing
Agents, thinking about offering credit repair advice in a slow market? 🚫

Our VP, Phil Crescenzo, encourages you to educate yourself before giving credit guidance. Avoid common pitfalls like rushing the process or operating outside your area of expertise. When it comes to credit, it’s best to trust the professionals.

Need guidance or reliable resources? We’re here to help. Use the link in our bio to get in touch!

#realestate #mortgagelender #homeownership #homeowner #mortgages #housingmarket #realestateagents #nationone
Preparing for a mortgage? Don’t overlook your insurance! 📋

Before applying, take a moment to review your insurance policy. Rates can vary significantly between providers, so don’t just default to your current one. Shopping around could save you money.

Even if your escrow covers the payments, comparing annual premiums may uncover potential savings. Start by reviewing your renewal documents and requesting quotes from other carriers.

Want more tips to simplify your home-buying journey? Link in bio.

#realestate #mortgagelender #homeownership #homeowner #mortgages #housingmarket
Finance expert and bestselling author @therealsuzeorman advises caution when considering homeownership this year. While some may agree, waiting isn’t always the best move.

Phil Crescenzo, VP of Nation One’s Southeast Division, shared his perspective with @gobankingrates, explaining that if a rate drop sparks a surge in buyers, home prices could increase by tens of thousands of dollars. Based on real-world scenarios, he sees fewer reasons to wait compared to the past two years.

Read the full article through the link in our bio.

#realestate #mortgagelender #homeownership #homeowner #mortgages #housingmarket #dreamhome
VA buyers — Are you confident you’re all set with zero down payment and covered closing costs? 🤔

Our VP, Phil Crescenzo, says don’t forget to check your account balances! 💰 Make sure you have enough reserves to cover any differences. Building your savings now can help make your transition smoother and strengthen your approval.

Need guidance on financially preparing for homeownership? Contact us today!

#realestate #mortgagelender #homeownership #homeowner #dreamhome #nationone
A home equity sharing agreement is a unique way to access equity in the home without selling and without taking another loan, such as home equity line of credit or fixed home equity loan. While there are pros and cons, knowing your options and talking with a professional is important to understand what you're looking for. 🏠 

Learn more from Team C through the link in our bio. 

#realestate #mortgagelender #homeownership #homeowner #mortgages #housingmarket #mortgagelender
Are you thinking about buying that $1 million home? 🤩🤑

Phil Crescenzo, VP of Nation One’s Southeast Division, explains the details of a 25% down payment so you can plan accordingly. 

Are you interested in a breakdown for a home you’re considering? Comment below!

#realestate #mortgagelender #homeownership #homeowner #mortgages #housingmarket #mortgagelender
Affording a home in today’s market can feel overwhelming, but there are strategies to make it more manageable.

One key step is reviewing your property tax assessment, especially if home values in your area have recently dropped. Many homeowners don’t realize they can challenge their tax bills. By gathering data on comparable home sales and meeting with your local tax authority, you might be able to lower your annual tax burden.

Visit the Nation One blog for more tips on simplifying the process.

#realestate #mortgagelender #homeownership #homeowner #mortgages #housingmarket #dreamhome #taxes
Our team makes buying or selling your home simple and stress-free. 👏 

Testimonials like these reflect our dedication to providing outstanding customer support and guidance throughout the process.

Send us a DM if you're ready to get started! 

#realestate #mortgagelender #homeownership #homeowner #dreamhome
Have you ever fallen in love with a home before the inspection? 🏡🤷‍♀️ 

Due diligence is key before you commit! Watch as Phil Crescenzo, VP of Nation One’s Southeast Division, explains how working with the right professionals ensures a smooth home-buying experience so you can be confident in every step.

Stay informed, stay prepared, and make smarter home-buying decisions. Let us be part of your journey! The link is in the bio.

#realestate #mortgagelender #homeownership #homeowner #dreamhome #homeinspection
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