Blog

There's some new, exciting news for first time home buyers that have student loan debt! If your student loan debt has prevented you from being approved for a mortgage in the past, this may no longer be the case. The Federal Housing Administration has made some changes that will help expand access to FHA-insured mortgage financing to creditworthy individuals!   How were student loans calculated previously? Your student loan debt [...]

You've probably heard the terms pre-qualified and pre-approved, but is there a difference? In short, yes, there is a difference. You may have even used these terms interchangeably, not realizing there are some important differences between these words. No need to worry, that's why we're here! We will explain each term and their differences so you can go into the homebuying process as a confident buyer! Pre-Qualified Getting pre-qualified is [...]

Buying a new home is a stressful, yet exciting process. There are many questions you will have throughout the entire home buying process. One question that many new home buyers ask is, "How long does it take to close on a house?" Team Crescenzo is here to help answer this question, and a couple others, so you will feel better prepared when purchasing your dream home! How Long Does it [...]

So, you've found your dream home, but just how much of it can you afford to buy? We find many people asking themselves this question when they go through the home buying process. At Team Crescenzo, we understand that the entire process of buying a home from start to finish can be stressful. However, we are here to help make the process as simple and seamless as possible for you. [...]

A home will most likely be the biggest purchase you will ever make. Knowing this, it's important to understand everything that goes into purchasing a new home. There are some mortgage terms that everyone should completely understand before buying a house. We're here to go over these, and help you understand them, so you can be an informed buyer when purchasing your new home. What is a Mortgage? Before we [...]

It is officially tax season! Why is this exciting news for you? Because if you're receiving a tax refund, you'll need to decide what you're doing with that money.  You can spend it on a new car, some fresh new clothes, invest in the stock market (is GameStop still a good buy?), or you can invest in YOU!  Make a move towards investing in your future by using that tax [...]